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No Plagiarism!ViWgROQkn27FyKho1JPpposted on PENANA
理財的書籍裡的第一課,往往會叫我們學會記帳。8964 copyright protection116PENANA5LtrNM5SQh 維尼
120Please respect copyright.PENANAnSNbjkdNVy
8964 copyright protection116PENANAcmyrhYOgoe 維尼
就是將我們所有花出去的錢,通通記下來,小到買飲料的錢都要記,然後月底的時候,檢視每一筆的花費是否必要。8964 copyright protection116PENANArLzK0qqJKf 維尼
通常這動作執行三個月以後就不用記了。8964 copyright protection116PENANAOeXgqTVjRJ 維尼
120Please respect copyright.PENANAAruDT8Miri
8964 copyright protection116PENANADNekLsNCoK 維尼
(以下是我記賬用的App,免費的,可以用用看)8964 copyright protection116PENANAvH3hnOOGjO 維尼
(也可自行下載,反正只要能記帳,隨便都可以)8964 copyright protection116PENANAEJOf9V71lL 維尼

8964 copyright protection116PENANASo33i1mLUM 維尼
但是,問題來了。8964 copyright protection116PENANAJqiA6X9ThB 維尼
120Please respect copyright.PENANA1KPJOuKwVw
8964 copyright protection116PENANA4Zx0IuusiG 維尼
基本上,到月底的時候,帳會對不上!8964 copyright protection116PENANA8oGNnDgDTN 維尼
120Please respect copyright.PENANAB8QkeO3AEh
8964 copyright protection116PENANATLMkZIzD0q 維尼
菜市場買菜的錢、去7-11買東西的錢、早餐的錢……很多都是零零碎碎的錢,當下來不及記,想著等等再記就絕對會忘記。8964 copyright protection116PENANAdo8aLuXLP4 維尼
120Please respect copyright.PENANA6VRcsGJ1x6
8964 copyright protection116PENANAH45AvNxZB0 維尼
所以我記帳,記不到一個月就放棄了。8964 copyright protection116PENANAQsDh3dl3XI 維尼
120Please respect copyright.PENANA3CidamrscE
8964 copyright protection116PENANAKszVZLy5mq 維尼
後來我想了一個比較偷懶的方式。8964 copyright protection116PENANAcIlJVGVqEM 維尼
120Please respect copyright.PENANANe4j4gQveH
8964 copyright protection116PENANAXYb7Pjj44D 維尼
直接在月底的時候打開信用卡的消費紀錄,跟我網路銀行的交易記錄,並檢視家裡有甚麼這個月買的新東西。8964 copyright protection116PENANA2ca3C2CEvk 維尼
120Please respect copyright.PENANAmEPURo3UOI
8964 copyright protection116PENANAu0IQHDZCRx 維尼
記帳本身的重點在於,知道自己的錢花到哪裡去!8964 copyright protection116PENANA6XgSNnIu6x 維尼
120Please respect copyright.PENANARqpJY2ZtwS
8964 copyright protection116PENANAoEKaDlDGwo 維尼
是朋友聚餐多了嗎?飲料喝多了?點外賣的次數太多?還是會亂買一些漂亮小廢物?8964 copyright protection116PENANAiPhe9buoI8 維尼
120Please respect copyright.PENANAx8RgUOOH6i
8964 copyright protection116PENANAyLqji3sEIf 維尼
只要抓出生活中無意識的行為,不知不覺流失的小錢就會回來。8964 copyright protection116PENANAFCNejIpArV 維尼
120Please respect copyright.PENANAhTKAmZW9ni
8964 copyright protection116PENANAmAayLUCF0I 維尼
那些無意識行為可以不用全部禁止,但是可以減少次數,或尋找替代方案,例如:朋友聚餐每週一次,改成雙週一次、飲料從每天喝,改成自己泡,或是每三天喝一次……8964 copyright protection116PENANAYoAgLyDToV 維尼
120Please respect copyright.PENANAq6c5EiWgH5
8964 copyright protection116PENANAhbbQk0Wbif 維尼
帳面看了三個月,就大概就知道自己的生活費落在哪,也知道錢錢消失的原因!8964 copyright protection116PENANA4KepFIf7WO 維尼
120Please respect copyright.PENANADbZJQvspZh
8964 copyright protection116PENANAHFxpfzeU8k 維尼
然後就會驚奇的發現,有些小錢不花,生活根本不會怎樣,但是錢變多了!8964 copyright protection116PENANAL83CtG8NKL 維尼
120Please respect copyright.PENANA7HtmXDmEFA
8964 copyright protection116PENANAeF0eFlTENP 維尼
所以各位,請先從了解自己的錢到底去了那裡開始吧~8964 copyright protection116PENANArPz2lXmibk 維尼
120Please respect copyright.PENANAytSHNn27xp
8964 copyright protection116PENANAFNHogZmgFz 維尼
(此為我的個人經驗,每個人狀況不同,也可使用不同的記賬法)8964 copyright protection116PENANAMXOZh87C83 維尼
120Please respect copyright.PENANAiK7zEJ5vlg
8964 copyright protection116PENANA0bezA3PFlp 維尼
以下為不同記帳法的youtube,也可做參考:8964 copyright protection116PENANA7bejomqDZ1 維尼
120Please respect copyright.PENANAmSH1qpjprX
8964 copyright protection116PENANAhn1GIRcHyh 維尼
柴鼠兄弟──再也沒失敗的:滿月記帳法 (實作教學&檔案下載) | 理財起手式(下) | 夯翻鼠FQ10 投資理財8964 copyright protection116PENANAufeslomtVH 維尼
https://www.youtube.com/watch?v=juLfUYkCVDI&t=4s8964 copyright protection116PENANAZ5I9dQHXaF 維尼
120Please respect copyright.PENANAg2cLLZBPlc
8964 copyright protection116PENANADk6Rk9NuIA 維尼
120Please respect copyright.PENANAnur7d1jY5U
8964 copyright protection116PENANA7C50oMQTD1 維尼
Erin's Diary 艾琳的日常──【記帳攻略】透過記帳存到第一桶金❤️5年記帳攻略大公開!開始契機/記帳後的轉變|艾琳的日常8964 copyright protection116PENANA41blWJDykm 維尼
https://www.youtube.com/watch?v=vQoyiQD9JGw8964 copyright protection116PENANA8On1uQbtUC 維尼
120Please respect copyright.PENANAa0tNpDmKbB
8964 copyright protection116PENANAoY7cVJXCbj 維尼
120Please respect copyright.PENANAjvSTALU5IC
8964 copyright protection116PENANArf9HpFehns 維尼
15.158.61.9
ns 15.158.61.9da2